The Canadian mortgage market is a complex and constantly evolving industry. Mortgages are a type of loan that individuals or families use to purchase a property, usually a house or a condominium. In Canada, the mortgage market is primarily regulated by the Office of the Superintendent of Financial Institutions (OSFI) and the Canada Mortgage and Housing Corporation (CMHC).The Canadian housing market and the mortgage market are closely linked. The housing market can be affected by a variety of factors, such as economic conditions, population growth and interest rates. When the housing market is strong, demand for mortgages is high, and vice versa.

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